+353 45 530 869

Terms & Conditions

These terms and conditions govern the use of our website and are subject to change. Please read the terms in full before you use our website as continuing with use of the website implies that you accept these terms.

Use & Access of Our Website

Material on this website is property of Lacey Financial Ltd t/a Pension Structures and you are permitted to use our website for your own purposes and to print and download material from our website provided that you do not modify any content without our consent. Material on this website must not be republished online or offline without our written permission.

We will take all reasonable steps to ensure that this website is always available. However, websites do sometimes encounter downtime due to server and, other technical issues. Therefore we will not be liable if this website is unavailable at any time.


Information provided in our website is for the purpose of general information only and does not constitute advice of any kind. The information provided is subject to change and will be updated from time to time and without notice. We will take all reasonable steps to ensure that the information on our website is accurate and up to date, however, we offer no guarantees that this is the case.

Visitors to this site are advised that reliance on the information contained within this site is at their own and sole risk and they should take professional advice before acting.

Lacey Financial Ltd t/a Pension Structures does not accept any liability for any loss or damage howsoever arising as a result of use of or reliance on information contained within this site. Access to and use of our website is at the user’s own risk and we do not warrant that the use of this web site or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection. No liability will be accepted by Pension Structures for any servicing or repair costs and, without limitation, any other direct, indirect or consequential loss, and whether in tort or contract or otherwise in connection with our website.

You should be aware that messages and information passing over the internet may not be secure, and can be intercepted by third parties or incorrectly delivered. The confidentiality of such communications cannot, therefore, be guaranteed and you should not divulge personal information over the internet unless you are using a secure or encrypted communications technology.